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Are Psychometric Tools a Viable Screening Method for Small and Medium-Size Enterprise Lending? Evidence from Peru

This study collaborated with the Entrepreneurial Finance Lab and a large bank in Peru to use psychometrics for small and medium-size enterprise lending. Applicants used a psychometric tool and those who achieved a score higher than a threshold were...

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Bibliographic Details
Main Authors: Arraiz, Irani, Bruhn, Miriam, Ruiz Ortega, Claudia, Stucchi, Rodolfo
Language:English
Published: World Bank, Washington, DC 2017
Subjects:
ASYMMETRIC INFORMATION
PSYCHOMETRICS
CREDIT RISK
ACCESS TO FINANCE
SMALL AND MEDIUM ENTERPRISES
SMEs
MICROFINANCE
Online Access:http://documents.worldbank.org/curated/en/729911513262009360/Are-psychometric-tools-a-viable-screening-method-for-small-and-medium-size-enterprise-lending-evidence-from-Peru
http://hdl.handle.net/10986/29012

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