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Patterns of Rainfall Insurance Participation in Rural India

This paper describes the contract design and institutional features of an innovative rainfall insurance policy offered to smallholder farmers in rural India, and presents preliminary evidence on the determinants of insurance participation. Insuranc...

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Bibliographic Details
Main Authors: Gine, Xavier, Townsend, Robert, Vickery, James
Language:English
Published: World Bank, Washington, DC 2012
Subjects:
ACCESS TO CREDIT
ACCOUNTING
ACCURATE ESTIMATE
ADDITIONAL INCOME
ADMINISTRATIVE CHARGE
ADMINISTRATIVE COSTS
ADMINISTRATIVE RECORDS
AGENTS
AGRICULTURAL ECONOMICS
AGRICULTURAL INCOME
AGRICULTURAL INSURANCE
AGRICULTURAL SECTOR
ASSET MARKETS
ASYMMETRIC INFORMATION
BANK ACCOUNT
BANK FEES
BASIS RISK
BID
BORROWER
BORROWING
BUSINESS SCHOOL
BUYER
BUYERS
CALCULATION
CALCULATIONS
COLLATERAL
COMMODITY
COMMODITY PRICE
CONSUMER
CONSUMPTION SMOOTHING
CONTRACT DESIGN
COVERAGE
CREDIT AVAILABILITY
CREDIT CONSTRAINTS
CREDIT INSTITUTION
CREDIT OUTSTANDING
CREDIT PRODUCTS
CREDIT RATIONING
CREDIT WORTHINESS
CROP FAILURE
CROP INSURANCE
CROP INSURANCE SCHEME
CROP LOAN
CROP LOANS
DEBT
DEBTOR
DEFAULTS
DEGREE OF RISK
DEPOSITS
DEVELOPING COUNTRIES
DISCOUNT RATE
DISCOUNT RATES
DROUGHT
DUMMY VARIABLE
DUMMY VARIABLES
EDUCATION LEVEL
EQUILIBRIUM MODELS
EXCHANGE RATE
EXPENDITURE
EXPENDITURES
FAMILY MEMBERS
FARMER
FEDERAL RESERVE
FEDERAL RESERVE BANK
FEDERAL RESERVE BANK OF NEW YORK
FINANCIAL CONSTRAINTS
FINANCIAL INNOVATIONS
FINANCIAL INSTITUTION
FINANCIAL PRODUCT
FINANCIAL SERVICES
FINANCIAL SYSTEMS
FIRE INSURANCE
FIXED COSTS
FORMAL EDUCATION
FORMAL FINANCIAL INSTITUTION
FORMAL FINANCIAL INSTITUTIONS
FUTURE INCOME
GENDER
GOVERNMENT ASSISTANCE
GOVERNMENT CROP INSURANCE
GOVERNMENT SUBSIDIES
GROSS REVENUE
GROUP LENDING
HEALTH INSURANCE
HIGH INTEREST RATES
HOUSEHOLD INCOME
HOUSEHOLD WEALTH
HOUSEHOLDS
IMPERFECT INFORMATION
INCOME
INCOME SHOCKS
INCOME SMOOTHING
INCOME VOLATILITY
INSURANCE
INSURANCE BUYERS
INSURANCE CLAIMS
INSURANCE CONTRACTS
INSURANCE EXPENDITURES
INSURANCE MARKET
INSURANCE MARKETS
INSURANCE POLICIES
INSURANCE POLICY
INSURANCE PRODUCT
INSURANCE SCHEME
INTEREST RATE
INTEREST RATES
INTERNATIONAL BANK
JOB LOSS
LACK OF COLLATERAL
LACK OF CREDIT
LANDOWNER
LIFE INSURANCE
LIQUID ASSETS
LIQUID SAVINGS
LOAN
LOAN APPLICATIONS
LOCAL AREA BANK
LOCAL FINANCIAL INSTITUTIONS
LUMP SUM
MARKET VALUE
MARKETING
MICRO-CREDIT
MICRO-INSURANCE
MICROCREDIT
MICROFINANCE
MICROFINANCE INSTITUTION
MICROFINANCE LOANS
MICROINSURANCE
MIGRATION
MITIGATION
MORAL HAZARD
OUTSTANDING CREDIT
PENETRATION RATE
PENSIONS
POLICY DESIGN
POLICYHOLDERS
PREMIUM RATE
PREMIUMS
PRICE CHANGES
PROBABILITIES
PROBABILITY
PROGRAM COSTS
PROGRAMS
PURCHASES
REINSURERS
RESERVE BANK
RETURN
RETURNS
REVOLVING FUNDS
RISK AVERSION
RISK SHARING
SALES
SALES REVENUE
SAVINGS
SELF-EMPLOYMENT
SMALL BUSINESS
SMALL BUSINESS OWNER
SMALLHOLDER
SMALLHOLDER FARMERS
SMALLHOLDERS
SOCIAL DEVELOPMENT
SOCIAL NETWORKS
TAX
TECHNICAL ASSISTANCE
VILLAGE
VILLAGES
VULNERABLE HOUSEHOLDS
WAGES
Online Access:http://documents.worldbank.org/curated/en/2007/11/8738363/patterns-rainfall-insurance-participation-rural-india
http://hdl.handle.net/10986/7646

Internet

http://documents.worldbank.org/curated/en/2007/11/8738363/patterns-rainfall-insurance-participation-rural-india
http://hdl.handle.net/10986/7646

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