Can Information Influence the Social Insurance Participation Decision of China's Rural Migrants?
This paper uses a randomized information intervention to shed light on whether poor understanding of social insurance, both the process of enrolling and costs and benefits, drives the relatively low rates of participation in urban health insurance...
| Main Authors: | , , , |
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| Language: | English |
| Published: |
World Bank, Washington, DC
2018
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| Subjects: | |
| Online Access: | http://documents.worldbank.org/curated/en/581891543521508488/Can-Information-Influence-the-Social-Insurance-Participation-Decision-of-Chinas-Rural-Migrants http://hdl.handle.net/10986/30931 |
| Summary: | This paper uses a randomized information
intervention to shed light on whether poor understanding of
social insurance, both the process of enrolling and costs
and benefits, drives the relatively low rates of
participation in urban health insurance and pension programs
among China's rural-urban migrants. Among workers
without a contract, the information intervention has a
strong positive effect on participation in health insurance
and, among younger age groups, in pension programs. Migrants
are responsive to price: in cities where the premiums are
low relative to earnings, information induces health
insurance participation, while declines are observed in
cities with high relative premiums. |
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