The Pros and Cons of Agent Banking : Evidence from Senegal
This study seeks to estimate the effects of access to agent banking on opening and usage of a savings account in urban and peri-urban areas in Senegal. A randomly selected group of individuals were given information about a savings account. Half of...
| Main Authors: | , , , , |
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| Language: | English |
| Published: |
World Bank, Washington, DC
2018
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| Subjects: | |
| Online Access: | http://documents.worldbank.org/curated/en/358311525841762069/The-pros-and-cons-of-agent-banking-evidence-from-Senegal http://hdl.handle.net/10986/29853 |
| Summary: | This study seeks to estimate the effects
of access to agent banking on opening and usage of a savings
account in urban and peri-urban areas in Senegal. A randomly
selected group of individuals were given information about a
savings account. Half of the individuals were encouraged to
open the account at the nearest agent, while the other half
were encouraged to do so at the closest branch. In addition,
half of the individuals in each of these two groups were
also given a monetary incentive to open the account. Study
participants thus fall into one of five groups: (i) offered
information about the account (Info), monetary incentives to
open it (Incentives), and told to open it at the branch
(Branch); ii) info, incentives and told to open it with an
agent (Agent), (iii) info, no Incentives and branch (iv)
info, no incentives and agent and (v) no info. |
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