Holdings: How Do Banks Serve SMEs? Business and Risk Management Models

How Do Banks Serve SMEs? Business and Risk Management Models

This study describes the business and risk management practices that banks use to serve small and medium enterprises (SMEs). To do so, we use recently collected evidence from Argentina and Chile for a significant number of banks in each country, ga...

Full description

Bibliographic Details
Main Authors:	de la Torre, Augusto, Martínez Pería, María Soledad, Politi, María Mercedes, Schmukler, Sergio L., Vanasco, Victoria
Language:	English en_US
Published:	World Bank, Washington, DC 2013
Subjects:	ACCESS TO FINANCE ACCOUNTING AMOUNT OF LOANS AUDITORS AUTONOMY BALANCE SHEETS BANK CREDIT BANK FINANCING BANK LENDING BANK POLICY BANK REGULATIONS BANKING PRACTICES BANKING SECTOR BANKING SYSTEM BANKRUPTCY BANKS BORROWER BRANCH LOCATION BUSINESS CENTERS CAPITAL REQUIREMENTS CASH FLOW CASH FLOWS CASH MANAGEMENT CENTRAL BANK CENTRAL BANKS COLLATERAL COLLATERAL REQUIREMENT COLLATERAL REQUIREMENTS COMMODITY PRICES COMMUNITY BANKS CONSUMER LENDING CONSUMER LOANS CREDIT ANALYSIS CREDIT BUREAU CREDIT BUREAUS CREDIT CARD CREDIT LIMITS CREDIT LINES CREDIT MARKET CREDIT PRODUCT CREDIT QUALITY CREDIT RISK CREDIT RISK EXPOSURE CREDIT RISK MANAGEMENT CREDIT SCORING CURRENCY DEBT DEBT OUTSTANDING DEBTOR DEBTORS DEFAULT CASES DEFAULT PROBABILITY DEPOSIT DEPOSITS DEVELOPING COUNTRIES DOMESTIC BANKS ECONOMIC ACTIVITY ECONOMIC DEVELOPMENT ECONOMICS EMERGING ECONOMIES EMERGING MARKETS EMPLOYMENT EXCHANGE RATE FINANCIAL ANALYSIS FINANCIAL DEVELOPMENT FINANCIAL INSTITUTIONS FINANCIAL NEEDS FINANCIAL RISK FINANCING OBSTACLES FOREIGN BANKS FOREIGN EXCHANGE FORGIVENESS INDEBTEDNESS INDIVIDUAL LOAN INTEREST RATE INTEREST RATES INTERNATIONAL BANKS INTERNATIONAL FINANCE INTERNATIONAL FINANCE CORPORATION JUDICIAL PROCESS LACK OF ACCESS LEGAL CONSTRAINTS LENDING DECISIONS LIQUID ASSETS LIQUIDITY LOAN LOAN AMOUNT LOAN APPLICATIONS LOAN APPROVAL LOAN APPROVAL PROCESS LOAN DECISION LOAN OFFICER LOAN PRODUCTS LOAN RECOVERY LOAN REPAYMENT LOAN REQUESTS LOAN VOLUME LONG-TERM LOANS LOW INTEREST RATES MARKET SHARE MARKET STRUCTURE MICRO-ENTERPRISES MONEYLENDERS NET WORTH NON-PERFORMING LOAN NON-PERFORMING LOANS NONPERFORMING LOAN NPL OVERDRAFT OVERDUE LOAN PERSONAL GUARANTEE PLEDGE COLLATERAL PORTFOLIO PORTFOLIOS PRIVATE BANKS PRIVATE SECTOR LOANS PROBABILITY OF DEFAULT PROFITABILITY PUBLIC BANKS QUALITY OF ASSETS RELATIONSHIP LENDING REORGANIZATION REPAYMENT RISK ASSESSMENTS RISK MANAGEMENT SECURITIES SHARE OF INVESTMENTS SIGNATURE LOANS SMALL BANKS SMALL BUSINESS SMALL ENTERPRISES SMALL LOANS SOLVENCY SOURCES OF FINANCE TOTAL DEBT TRANSACTION TRANSACTION COSTS TRANSPARENCY UNION
Online Access:	http://documents.worldbank.org/curated/en/2008/06/16404267/banks-serve-smes-business-risk-management-models http://hdl.handle.net/10986/12959

Internet

http://documents.worldbank.org/curated/en/2008/06/16404267/banks-serve-smes-business-risk-management-models
http://hdl.handle.net/10986/12959

How Do Banks Serve SMEs? Business and Risk Management Models

Internet

Similar Items