Description: Competition in Health Insurance

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Competition in Health Insurance

This knowledge brief presents the key findings of a recent World Bank report on, 'health insurance and competition'. The report examines whether competition helps multiple insurers better manage health expenditures by, for example, contra...

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Bibliographic Details
Main Author:	Schneider, Pia
Language:	English
Published:	World Bank, Washington, DC 2012
Subjects:	CARE PLANS COMPETITION AMONG INSURERS CONSUMERS CONTRACTS WITH PROVIDERS CONTRIBUTION RATE CONTRIBUTION RATES FINANCIAL INCENTIVES FINANCIAL RISKS HEALTH CARE HEALTH CARE NEEDS HEALTH COVERAGE HEALTH EXPENDITURES HEALTH FACILITIES HEALTH FINANCING HEALTH INSURANCE HEALTH INSURANCE MARKETS HEALTH INSURANCE PLANS HEALTH INSURANCE SYSTEM HEALTH INSURERS HEALTH PLANS HEALTH STATUS HMO HMOS HOSPITALIZATION HOSPITALS HOUSEHOLD INCOME ILLNESS INSURANCE COMPANIES INSURANCE EXPENDITURES INSURANCE PLAN INSURANCE PREMIUMS INSURANCE SYSTEM INSURANCE SYSTEMS MANAGED CARE MANAGED CARE PLANS MULTIPLE INSURANCE SYSTEMS MULTIPLE INSURERS OUTPATIENT CARE PATIENTS PHARMACY PHYSICIANS PRIMARY CARE PRIVATE INSURANCE PRIVATE INSURERS PROVIDER PAYMENT QUALITY OF HEALTH QUALITY OF HEALTH CARE RISK EQUALIZATION SAVINGS SOCIAL HEALTH INSURANCE SOCIAL INSURANCE SUSTAINABILITY
Online Access:	http://documents.worldbank.org/curated/en/2009/08/11672357/competition-health-insurance http://hdl.handle.net/10986/10240

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Summary:	This knowledge brief presents the key findings of a recent World Bank report on, 'health insurance and competition'. The report examines whether competition helps multiple insurers better manage health expenditures by, for example, contracting with more efficient providers or directing consumers towards less costly care (i.e. consumers who use generic drugs pay lower premiums or co-payments). The Netherlands, Switzerland, Slovakia, and the Czech Republic are some of the countries that already have multiple and competing insurance systems in place.