Microfinance, EU Structural Funds and Capacity Building for Managing Authorities : A Comparative Analysis of European Convergence Regions.
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Other Authors: | |
Format: | eBook |
Language: | English |
Published: |
London :
Palgrave Macmillan UK,
2015.
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Edition: | 1st ed. |
Series: | Palgrave Studies in Impact Finance Series
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Subjects: | |
Online Access: | Click to View |
Table of Contents:
- Cover
- Half-Title
- Title
- Copyright
- Contents
- List of Boxes
- List of Charts
- List of Figures
- List of Tables
- Foreword
- Preface
- Notes on Contributors
- Part I EU Structural Funds, Microenterprise and Non-financial Services
- 1 Financial Crises and EU Credit Access Policy
- 1.1 Methodology and purposes of the research
- 1.2 Small businesses and microenterprises in the EU economy: introduction
- 1.3 The importance of the SMEs in the European economy
- 1.4 Typical financial profiles, in particular with regard to microenterprises
- 1.5 The supply of credit in the years of crisis
- 1.6 Some summary considerations on data examined
- 1.7 Access to credit in the European Commission's view
- 1.8 European Investment Bank: mission and operating methods
- 1.9 What is the EIF?
- 1.10 The main financial instruments 2007-2013
- 1.11 GIF
- 1.11.1 Statistical data
- 1.12 The SMEG
- 1.12.1 Statistical data
- 1.13 The CBS
- 1.14 Financial engineering instruments
- 1.14.1 JEREMIE
- 1.14.2 The advantages of the JEREMIE programme
- 1.14.3 JESSICA
- 1.14.4 JASPERS
- Statistical data
- 1.14.5 JASMINE
- Summary of data collected on financial engineering instruments
- 1.15 COSME 2014-2020
- 1.16 EFG
- 1.17 LGF
- 2 EU Cohesion Policy and Microfinance
- 2.1 Cohesion policy, EU structural funds and financial engineering instruments: regulatory framework and operational features under the programming periods 2000-2006 and 2007-2013
- 2.1.1 The regulatory framework in the programming period 2000-2006: first implementing provisions in regulation (EC) no. 448/2004
- 2.1.2 The regulatory framework of the programming period 2007-2013: specific features of the financial engineering instruments
- The general regulation (EC) no. 1083/2006 and implementing provisions in regulation (EC) no. 1828/2006.
- The Coordination Committee of the Funds (COCOF) notes
- 2.2 Financial instruments in the cohesion policy 2014-2020: regulatory framework
- 2.2.1 The main amendments compared to previous programming periods
- 2.3 The control system
- 2.4 Structural funds and microfinance
- 2.5 Implementing a microfinance programme through the structural funds
- 2.5.1 Some examples in Europe
- 3 EU Financial Engineering and Microfinance Non-financial Service: A Case Study
- 3.1 The ESF and the credit access of microenterprises
- 3.1.1 The problem of access to credit for microenterprises
- 3.1.2 European Social Fund and access to credit of microenterprises
- 3.2 The ESF and access to credit for microenterprises: a case study from Germany
- 3.2.1 History of microfinance in Germany
- The pilot phase (2000-2004)
- The consolidation phase (2005-2009)
- Roll-out (2010-today)
- Appraisal of ESF support for microcredit in Germany
- 3.3 Microfinance and non-financial services: the European resources to sustain non-financial services
- 3.4 The new European plans
- 3.5 Non-financial services: advantages and operational features
- 3.5.1 Types of non-financial services
- 3.5.2 Who funds the non-financial services?
- 3.6 Partnerships in delivery financial and BDSS services to the microcredit beneficiaries in Romania
- 3.6.1 Case study 1. Partnership in the delivery of integrated financial and business development services: FAER NBFI and FAER Foundation
- 3.6.2 Case study 2. Partnership in the delivery of integrated financial and BDS services: RoCredit-NBFI and Eurom business consulting company
- Brief description of the BDS services
- First phase
- Second phase
- Third phase (ongoing)
- Sustainability
- Sustainability of the "client first" initiative
- Impact
- 4 Microfinance and Capacity Building in the EU Policy.
- 4.1 Microcredit in the new EU programmes: the role of the Italian National Agency for Microcredit and the Capacity Building project
- 4.1.1 Microcredit in the new EU programmes
- 4.1.2 The role of the Italian National Agency for Microcredit in the Capacity Building project
- 4.2 Microleasing, microinsurance, social housing: the new frontiers for European microfinance
- 4.3 Microleasing: introduction and Capacity Building project issues
- 4.4 Microinsurance: a solution just for the "developing countries"?
- 4.4.1 Introduction
- 4.4.2 Microinsurance: definition, literature and regulatory profiles
- 4.4.3 Microinsurance: subjects involved
- Provision of microinsurance
- 4.4.4 Demand for microinsurance
- 4.4.5 Microinsurance: products and distribution channels
- 4.4.6 Microinsurance in the developed countries: strengths and weaknesses
- 4.4.7 Some conclusions on microinsurance
- 4.5 Social housing: introduction and the Capacity Building project issues
- 4.5.1 New developments of housing policies in the European Union
- 4.5.2 Social housing and housing microfinance
- 4.5.3 The Capacity Building project. Social microcredit to support local housing policies: new instruments for social inclusion
- 4.5.4 Possible developments within the programming period 2014-2020: the Italian case
- 4.6 Housing microcredit: the French case
- 4.6.1 Introduction
- 4.6.2 Context of the experimentation
- General overview of personal microcredit in France
- Energy poverty: a rising problem
- 4.6.3 Main characteristics of housing microcredit
- Target group
- Amount, duration, cost
- Eligible works
- Credit assessment methodology: combining energy efficiency and financial expertise
- 4.6.4 A shared-value approach
- Expected impacts
- Environmental impact
- Impact on the beneficiaries
- Financial impact
- Sustainability: a multistakeholder approach.
- 4.6.5 Lessons learned: first insights
- An important demand
- Clients' profile
- Types of projects
- Some obstacles
- New stakeholders, mainly suppliers
- Part II The Capacity Building Surveys: Results and Reflections
- 5 Capacity Building Surveys
- 5.1 Methodological framework: aims, questionnaires
- 5.2 The managing authorities' interest and needs in capacity building activities
- 5.3 The questionnaire: the investigation area
- 5.4 The sample used
- 5.5 Main results
- 5.5.1 Thematic objectives
- 5.5.2 Ex ante conditionalities
- 5.5.3 Programming
- 5.5.4 Management
- 5.5.5 Evaluation and monitoring
- 5.5.6 Financial management and control of the operational management
- 5.6 Conclusions on first survey
- 5.7 Second survey: aims, investigation areas and sample used
- 5.8 The main results of the survey: first considerations
- 5.8.1 Analysis of the main results of the microcredit/microfinance programming activity
- 5.8.2 Monitoring and reporting activities
- 5.8.3 Regulatory framework of microcredit/microfinance sector and other
- 5.9 Reflections on the second survey
- Final Reflections
- Conclusions
- Bibliography
- Index.