Your Ultimate Guide to Mastering Workers' Comp Costs : Reduce Costs 20% to 50%.
One book that covers how to assess your workers' compensation program, design the most cost-impacting strategy, roll out comprehensive changes to your organization, and monitor and manage the program going forward.
| Main Author: | |
|---|---|
| Format: | eBook |
| Language: | English |
| Published: |
Minneapolis :
Advisen Ltd,
2014.
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| Edition: | 1st ed. |
| Subjects: | |
| Online Access: | Click to View |
Table of Contents:
- Intro
- Cover
- Copyright
- About This Book
- Order Form
- Table of Contents
- Author's Note
- Chapter 1: Workers' Compensation Insurance Basics
- Purpose of Workers' Compensation
- Who Pays for Workers' Compensation
- Parties Involved in Workers' Compensation
- Benefits for the Employer
- Independent Contractors
- Benefits for the Employee
- Injuries Covered
- Determining Compensability
- Aggravation vs Exacerbation
- Standard Defenses
- Types of Workers' Compensation Insurance
- How Losses Are Categorized
- How Losses Are Reported
- Reducing Your Premium
- Calculating Your Premium
- How Mod Affects Your Premium
- Good/Bad Mod Examples
- Ways to Reduce Your Mod
- Unit Statistical Date
- Types of Insurance Structures
- Voluntary Markets
- Alternatives to Voluntary Markets
- Collateral Requirements
- Chapter 2: Fundamentals of Cost Containment
- Reasons Workers' Compensation Costs Are High
- Who Is in Charge
- Work Ability Form Properties
- Who Is Responsible for Managing Workers' Compensation Claims
- Who Is Responsible for Managing Workers' Compensation Process
- Hidden (Indirect) Costs of Workers' Compensation
- Additional Costs
- Calculating Workers' Compensation Costs
- External Obstacles to Cost Control
- Internal Obstacles to Cost Control
- Chapter 3: Training and Building Commitment
- Implementing a Workers' Compensation Program
- Key Training Responsibilities
- Management Awareness
- Presenting to Supervisors
- Conflicting Roles of Supervisors
- Supervisors Must Be Involved
- Develop Supervisor Guide
- Building on Success
- Consider Use of Tools
- Bringing Employees on Board
- Your Company Message
- Workers' Compensation Implementation Timetable
- Chapter 4: Injury Management Best Practices Roles and Responsibilities
- Injury Coordinator Best Practices
- Supervisor Best Practices.
- Employee Best Practices
- Middle Manager Best Practices
- Risk Manager Best Practices
- Medical Department and Medical Director Best Practices
- Senior Management Best Practices
- Special Investigation Unit Director Best Practices
- Legal Department Best Practices
- Chapter 5: Reporting the Claim
- Immediately Report All Losses
- Critical Issues
- Reporting Procedure
- Intake Procedures
- Essential Intake Considerations
- Injury Triage
- Employer's First Report of Injury
- What Is Included on the FROI
- Completing the FROI
- Penalties
- Chapter 6: Post-Injury Response Procedure
- Post-Injury Response Procedure Guidelines
- Benefits of a Consistent Post-Injury Response
- Post-Injury Response Worksheet
- Implementing Post-Injury Response on the Road
- Sample Post-Injury Response Procedure
- Summary Steps and Format
- Chapter 7: Communication with Employees
- Proactive Communication
- Reactive Communication
- Keep Complete Record
- Two Types of Communication
- Employee Brochure
- Meeting with Your Employee
- First Day Phone Call
- Weekly Contact
- Weekly Meeting Guidelines
- Scheduling Weekly Meetings
- Reducing Attorney Involvement
- Chapter 8: Working with Your Insurance Adjusters or TPA
- Claims Adjusters
- What Is a TPA
- Adjuster File Assignments
- Dedicated vs Designated Claims Units
- Bundled and Unbundled Services
- Deductible vs Control
- How to Select a TPA
- Learning About Your Claim Partners
- Preparing for the TPA Visit
- Meeting with Your Claims Handler
- Chairside Visits
- Doing a National Rollout
- Vendor Day
- Account Handling Instructions
- Reviewing Open Claims with the TPA
- Reserving Practices
- Information Needed to Establish Reserves
- Reserve Calculation Worksheets
- Reasons Reserves Are Higher Than Expected
- Verifying Reserves Accuracy
- Plan of Action (POA).
- How to Evaluate a TPA
- Medical Management Quality Review
- Quality Control File Audit
- File Reviews and File Audits
- Audit Timing
- File Review Procedures
- File Audit Procedures
- File Audit Participants
- MD Participation
- How to Control Leakage
- What Is Leakage
- Types of Leakage
- Causes of Leakage
- Leakage Claim Audits
- Leakage Identification Checklist
- Chapter 9: Safety and Loss Control
- How to Develop an Effective Safety Program
- Initial Assessment
- Assignment of Roles and Responsibilities
- Record Keeping
- What OSHA Requires
- Select Safety Committee, Chairman, and Recording Secretary
- Safety Committee Responsibilities
- Safety Committee Meetings
- Communication Methods
- Conduct a Thorough Workplace Assessment
- Hazard Correction/Safety Work Order Tracking System
- Develop Written Policies, Procedures, and Programs
- Accident Investigation Program
- Education and Training: Employees, Supervisors, and Managers
- Who Receives Training
- Safety Equipment Required Signs
- Communicate Safety Often
- Safety Awareness Posters
- Safe Days Posters
- Safety Recognition and Incentive Programs
- Employee Screening
- Hiring Safe Employees
- Job Analysis
- Screening Tools
- Chapter 10: Wellness Programs
- Wellness in the Workplace
- Benefits of Wellness Programs
- Incentives for Wellness
- Negative Effects of NOT Having a Wellness Program
- Types of Wellness Programs
- Weight Control
- Smoking Cessation Programs
- Depression/Anxiety Awareness Treatment
- Migraine Headache Management
- Substance Abuse Treatment
- Drug, Alcohol, and Substance Abuse Policy
- Drug, Alcohol, and Substance Abuse Testing
- Putting Wellness Programs into Practice
- Chapter 11: Return to Work and Transitional Duty
- Cost Savings
- Measuring Effective of Return-to-Work Programs
- Transitional Duty Policy Overview.
- Benefits
- Program Goals
- Drafting a Transitional Duty Policy
- What to Include in a Transitional Duty Policy
- Characteristics of Transitional Duty Assignments
- Transitional Duty Program Pay Rate
- Estimating the Duration of an Injury
- Medical Treatment Guidelines
- Medical Treatment and Comorbid Conditions
- Using Medical Treatment Guidelines
- Using Injury Treatment Guidelines to Estimate Cost Savings
- Types of Transitional Duty
- Modified Duty
- Alternate Work
- Alternative Off-Site Jobs
- Non-Profit, Volunteer, or Charitable Positions
- Transitional Duty Tips
- Putting Return-to-Work into Action
- How to Identify Transitional Duty Jobs
- Employees Who Never Return to Work
- Overlapping Benefits
- Americans with Disabilities Act (ADA) Key Points
- Coordinating Workers' Compensation with Federal and State Leave Statutes
- Workers' Compensation, ADA, and FMLA Interactions
- Case Study
- Working with Unions
- Chapter 12: Other Indemnity Cost Containment Methods
- Work Hardening
- Independent Medical Evaluations (IME)
- Before the IME
- Customize Medical Inquiries
- Timeframes for Scheduling and Obtaining IME
- Functional Capacity Evaluations (FCE)
- Retraining Programs
- Telephonic Disability Intervention
- Translation Services
- Transportation Services
- Layoff Planning
- Chapter 13: Directing Medical Care
- Gain Cooperation from Medical Providers
- Types of Doctors
- Remote Health Services
- Methods of Doctor Selection
- If the Employer Can Direct Care
- If the Employer Cannot Direct Care
- Ten Considerations for Your Company Doctor
- Eleven Reasons NOT to Select a Doctor
- The PRIMARY Treating Physician (PTP)
- Understand the PTP's Perspective
- Information You Need from the Doctor
- Understanding KEY Medical Injury Terms
- California Medical Provider Network (MPN).
- Chapter 14: Medical Cost Containment
- Medical Cost Containment Services
- Utilization Review Accreditation Commission Certification
- Preferred Provider Organizations
- Injury Triage
- Telephonic Nurse Case Management (NCM)
- Field Case Management (FCM)
- Mental Health Registered Nurses
- Chronic Pain Programs
- An Aging Workforce
- Medical Review
- Medical Advisors and Medical Directors
- Independent Medical Evaluation (IME)
- Durable Medical Equipment (DME)
- At-Home Recovery Services
- Medical Bill Review
- Medical Fee Schedules
- Usual and Customary
- Hospital Bill Reviews
- Using a Diagnosis Related Groups (DRG) Review Company
- Cost Savings Using DRG
- Medical and Hospital Bill Review Considerations
- Chiropractic Care
- Chapter 15: Fighting Fraud and Abuse
- When to Investigate a Claim
- Types of Investigation
- Red Flags of Fraud
- Medical Terminology Used to Identify Malingering
- Important Times to Use Surveillance
- How to Use the Results
- When Not to Use Investigation
- Reviewing Investigation Reports and Videos
- Avoid "Good Day/Bad Day" Syndrome
- Additional Fraud Controls
- Chapter 16: Rehabilitating the Injured Employee
- What Is Physical Therapy
- What Is Physical Rehabilitation
- What is Occupational Therapy
- What is Vocational Rehabilitation
- Provider Differences
- Physical Therapy
- Physical Therapy Management
- Determining Rehabilitation Needs
- Reasons for Physical Therapy
- Measuring Outcomes
- Doctor's Reevaluation
- Determining Therapy Outcomes
- Physical Therapy Settings
- Physical Therapy Office Characteristics
- Physical Therapy Cost
- Physical Rehabilitation
- Physical Rehabilitation Networks and Specialties
- Medical Assessments
- Cost of Physical Rehabilitation
- Physical Rehabilitation Facilities
- Measuring Physical Rehabilitation Outcomes.
- Occupational Therapy.


