APA Citation

Morawczynski, O., & Pickens, M. (2012). Poor People Using Mobile Financial Services: Observations on Customer Usage and Impact from M-PESA. World Bank, Washington, DC.

Chicago Style Citation

Morawczynski, Olga, and Mark Pickens. Poor People Using Mobile Financial Services: Observations On Customer Usage and Impact From M-PESA. World Bank, Washington, DC, 2012.

MLA Citation

Morawczynski, Olga, and Mark Pickens. Poor People Using Mobile Financial Services: Observations On Customer Usage and Impact From M-PESA. World Bank, Washington, DC, 2012.

Warning: These citations may not always be 100% accurate.