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Mortgage Lending in Korea : An Example of a Countercyclical Macroprudential Approach

Regulatory regimes are actively discussing macroprudential policy. Korea pursued a countercyclical macroprudential approach to prevent the overheating of mortgage lending and to minimize the risk of loan default. The Korean financial supervisory au...

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Bibliographic Details
Main Author: Chang, Soon-taek
Language:English
Published: 2012
Subjects:
ACCESS TO CREDIT
ACCESS TO FINANCING
ADMINISTRATIVE POWER
AMORTIZATION
AMORTIZATION SCHEDULE
AMOUNT OF LOAN
AMOUNT OF LOANS
ASSET CLASSIFICATION
ASSET PRICES
AUCTION
AUCTION PROCEDURES
BAD ASSETS
BALANCE SHEET
BANK ASSETS
BANK FINANCING
BANK FOR INTERNATIONAL SETTLEMENTS
BANK LENDING
BANK OF KOREA
BANK PROFITABILITY
BANKING INDUSTRY
BANKING REGULATION
BANKING SECTOR
BANKING SUPERVISION
BANKING SYSTEM
BANKRUPTCY
BANKS
BID
BORROWER
BORROWING
BORROWING COSTS
BUILDING BLOCK APPROACH
BUSINESS CYCLE
BUSINESS LOANS
CAPITAL ADEQUACY
CAPITAL ADEQUACY REQUIREMENTS
CAPITAL REQUIREMENT
CENTRAL BANK
COLLATERAL
COMMERCIAL BANKS
COMMUNITY CREDIT
CONSUMER LOANS
CREDIT ASSESSMENT
CREDIT CARD
CREDIT CARD ISSUERS
CREDIT CARD RECEIVABLES
CREDIT COOPERATIVES
CREDIT EXPANSION
CREDIT GROWTH
CREDIT HISTORY
CREDIT INFORMATION
CREDIT INFORMATION REGISTRY
CREDIT RATING
CREDIT RATINGS
CREDIT RISK
CREDIT RISKS
CREDIT UNIONS
CREDITOR
CREDITS
DEBT
DEBT BURDEN
DEBT OBLIGATIONS
DEBT REPAYMENT
DELINQUENCY RATE
DELINQUENCY RATES
DEPOSIT
DEPOSITS
DISCRETIONARY POWER
DISPOSITION
DOMESTIC BANKS
ECONOMIC CONDITIONS
ECONOMIC COOPERATION
ECONOMIC CRISIS
ECONOMIC DIFFICULTIES
ECONOMIC POLICIES
EXCLUSION
FINANCE COMPANIES
FINANCE CORPORATION
FINANCES
FINANCIAL CORPORATION
FINANCIAL CRISIS
FINANCIAL DISTRESSES
FINANCIAL INSTABILITY
FINANCIAL INSTITUTION
FINANCIAL INSTITUTIONS
FINANCIAL MARKET
FINANCIAL REGULATION
FINANCIAL SERVICES
FINANCIAL STABILITY
FINANCIAL SYSTEM
FINANCIAL SYSTEMS
FISCAL POLICIES
FIXED INTEREST
FIXED INTEREST RATE
FIXED INTEREST RATES
GOVERNMENT INTERVENTION
GRACE PERIOD
HOLDING
HOME MORTGAGE
HOUSEHOLD DEBT
HOUSEHOLD LENDING
HOUSEHOLDS
HOUSES
HOUSING
HOUSING DEMAND
HOUSING FINANCE
HOUSING LOAN
HOUSING LOANS
HOUSING MARKETS
HOUSING POLICY
HOUSING PRICES
HOUSING SUPPLY
INCOME TAX
INDIVIDUAL CONSUMERS
INFLATION
INFORMATION SHARING
INJUNCTION
INSOLVENT
INSTALLMENT
INSTALLMENTS
INSTRUMENT
INSURANCE
INTEREST RATE RISK
INTERNATIONAL BANK
INTERNATIONAL SETTLEMENTS
INVESTING
JURISDICTION
LENDERS
LENDING INSTITUTIONS
LENDING LIMITS
LENDING POLICY
LEVEL OF RISK
LEVERAGE
LIQUIDITY
LOAN
LOAN ACCOUNT
LOAN AGREEMENT
LOAN AMOUNT
LOAN APPLICATION
LOAN DEFAULT
LOAN DEFAULTS
LOAN LOSS
LOAN LOSS PROVISIONING
LOAN LOSS PROVISIONS
LOAN LOSSES
LOAN MATURITY
LOAN OBLIGATIONS
LOAN PAYMENTS
LOAN QUALITY
LOAN REVIEWS
LOAN SERVICING
LOW INTEREST RATE
LOW INTEREST RATES
LOWER-INCOME BORROWERS
MACROECONOMIC INSTABILITY
MACROECONOMIC POLICY
MARGIN REQUIREMENTS
MARKET CONDITION
MARKET INSTABILITY
MARKET PRICE
MARKET SHARE
MARKET STRUCTURE
MATURITIES
MATURITY
MATURITY EXTENSION
MATURITY RESTRICTION
MATURITY STRUCTURE
METROPOLITAN AREAS
MONETARY FUND
MONETARY POLICY
MORTGAGE
MORTGAGE APPLICATIONS
MORTGAGE CREDIT
MORTGAGE DEBT
MORTGAGE LENDING
MORTGAGE LOAN
MORTGAGE LOANS
MORTGAGE MARKET
MORTGAGE PRODUCTS
MORTGAGE SERVICING
MORTGAGES
MUTUAL SAVINGS
MUTUAL SAVINGS BANKS
NATURAL DISASTER
NON-PERFORMING LOANS
OIL PRICES
OUTSTANDING LOANS
OVERSIGHT OF BANK
PERSONAL CREDIT
POLICY RESPONSE
POSTAL SAVINGS
PRIVATIZATION
PROFITABILITY
PROPERTY TAX
PROVISIONING RULES
PUBLIC CREDIT
REAL ESTATE
REAL PROPERTIES
REAL PROPERTY
RECESSION
REDEMPTION
REGISTRATION OF TITLE
REGISTRY OFFICE
REGULATORY REGIMES
REMEDY
RESERVE
RESERVE RATIOS
RESERVES
RESIDENTIAL MORTGAGE
RISK MANAGEMENT
RISK OF LOAN
SAVINGS
SAVINGS BANK
SAVINGS BANKS
SECOND MORTGAGE
SECURITIES
SECURITIZATION
SEIZURE
SINGLE BORROWER
SUPERVISORY AUTHORITY
TAX BURDEN
TAX SYSTEM
TIME OF MATURITY
TITLE
TRANSFER OF OWNERSHIP
TRANSPORT
VALUE OF COLLATERAL
Online Access:http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20101214082720
http://hdl.handle.net/10986/3989

Internet

http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20101214082720
http://hdl.handle.net/10986/3989

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