Lyman, T., Lythgoe, T., Miller, M., Reille, X., & Sankaranarayan, S. (2017). Credit Reporting at the Base of the Pyramid: Key Issues and Success Factors. International Finance Corporation and CGAP, Washington, DC.

Lyman, Timothy, Tony Lythgoe, Margaret Miller, Xavier Reille, and Shalini Sankaranarayan. Credit Reporting At the Base of the Pyramid: Key Issues and Success Factors. International Finance Corporation and CGAP, Washington, DC, 2017.

Lyman, Timothy, et al. Credit Reporting At the Base of the Pyramid: Key Issues and Success Factors. International Finance Corporation and CGAP, Washington, DC, 2017.